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45-LL45 Libbey Ln, Westborough, MA, 01581

4beds
4baths
3,558sqft
$1,545,000
$434price/sqft
$10,591/moest. monthly cost
$423,640/yrincome needed

About This Home

Welcome Home to a Desirable New Neightborhood, The Ridings - NEW 19 lot Single Family Home Community - Surrounded by Open Space, this neighborhood is sure to impress - Dont Miss This Opportunity to Live in One of the Most Desirable Cul-de-sac lot Homes - Photos & Rendering are Sample Images and are not represented to be exact to this listing. New Construction Home with all the Features for Todays Buyer - Large Mudroom, Generous Closets, Cathedral Family Room, First Floor Shower Connected to Flex Room, Generous Master Suite including Soaking Tub, Guest En-Suite, J&J and much more! Home to Be Built - Construction to begin approx May 2026 for a Delivery by the End of 2026 ------ Visit Our Weekly Open Houses Held in Furnished Model in Connecting Community - The Ridings Grafton - 1 Liberty Circle - Saturdays & Sundays 11-3.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
Mill Pond SchoolGrades 4-61.7 mi
9/10
8/10
Westborough High SchoolGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 3,558

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,558
  • Total interior livable area: 3,558 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: 5195818
  • Zoning: res

Lot

  • Lot size: 0.34 Acres
  • Features: Wooded

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,812$93,744
Home Insurance *$469$5,628
Property Taxes $1,609$19,308
Electricity $701$8,419
Total$10,591$127,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$363,120/yr
40% on housing$317,730/yr
45% on housing$282,426/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 01581$321
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01581$366
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$1,545,000

New Construction

AgentJulie Venincasa
BrokerageCasa Realty Service

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