1036 Lake Franklin Dr, Winnsboro, TX, 75494
About This Home
Tucked among the tall trees on beautiful Lake Franklin in the Winnsboro Fishing & Hunting Club, this water-view cabin offers a rare opportunity to create your own private getaway in a peaceful, member-only setting. Surrounded by the natural beauty of East Texas, the property features a covered carport, shaded walkway, and a quiet, secluded feel just steps from the water. Inside, you’ll find an open living and kitchen area with good natural light, and plenty of potential to update and make it your own. The home offers multiple living spaces, wood-style flooring, and a fireplace that adds character and charm. A window-lined sunroom area provides a relaxing spot to enjoy the wooded surroundings year-round. The home does need repairs and updating, making it ideal for someone looking for a project or investment property in a highly desirable private lake community. With some vision and work, this could become a fantastic weekend retreat, fishing cabin, or full-time residence. Enjoy the quiet lifestyle, abundant wildlife, and access to Lake Franklin that comes with ownership in the Winnsboro Fishing & Hunting Club.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1800
Materials
- Foundation: Other/See Remarks
- Roof: Composition
- Construction materials: Siding,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven-Electric,Other/See Remarks
Bathroom
- Features: Shower Only
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Paneling
- Fireplace features: Other/See Remarks
- Fireplace: Yes
Heating & Cooling
- Heating features: Other/See Remarks
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,428
- Total interior livable area: 1,428 sqft
Kitchen
- Features: Kitchen/Eating Combo
Property
Details
- Special condition: Owner-Agent,None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Patio Covered,Porch
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterbody name: Lake Franklin
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Hail
- Strong Wind
- Cold Wave
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $571 | $6,852 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $76 | $912 |
| Electricity | $238 | $2,859 |
| Total | $964 | $11,568 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $139,000 |
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