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509 S Sycamore St, Lynchburg, OH, 45142

3beds
1baths
1,213sqft
$159,900
$132price/sqft
$1,220/moest. monthly cost
$48,800/yrincome needed

About This Home

Welcome home to this charming and inviting 3-bedroom gem in the heart of Lynchburg! With 1,213 sq ft of living space, this cozy home offers the perfect blend of comfort and convenience. Enjoy a fenced-in backyard ready for pets, playtime, or summer BBQs, plus a 2-car garage for all your storage needs. Nestled near the sought-after Glenavy neighborhood and just minutes from local schools, the location can't be beat. And yesyou're just a short drive from the legendary Terry's Pizza! Whether you're starting out or slowing down, this home is full of potential and small-town charm. Come see it for yourself!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Block
  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 126

Bedroom3

  • Level: First
  • Area: 121

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Ceiling Fan(s)
  • Window features: Vinyl

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 1,213
  • Total interior livable area: 1,213 sqft

Kitchen

  • Features: Eat-in Kitchen,Vinyl Floor,Wood Cabinets
  • Area: 168

Living Room

  • Area: 210

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Level: First
  • Area: 252

Office

  • Area: 0

Property

Accessibility

  • Accessibility features: No Accessibility Features

Details

  • Parcel number: 1108407014.00
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck/Patio,Porch
  • Fencing: Metal
  • Has view: Yes
  • View description: City
  • Topography of land: Level

Lot

  • Lot size: 8,363 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: 66 x 127

Parking

  • Total spaces: 2
  • Parking features: Gravel,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$116$1,392
Property Taxes $103$1,236
Electricity $193$2,320
Total$1,220$14,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,828/yr
40% on housing$36,600/yr
45% on housing$32,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 45142$90
Highland County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45142
Highland County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$170,000

For Sale by Agent

AgentJeffrey DiMario
BrokerageHuff Realty

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