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3950 Flat Top Dr Drive, Bremerton, WA, 98312

5beds
4baths
2,792sqft
$724,990
$260price/sqft
$4,474/moest. monthly cost
$178,960/yrincome needed

About This Home

The Bridger plan boasts a smartly designed layout with plenty of flexible living space in Sinclair Ridge. Enjoy two homes under one roof, boasting a main-floor multi-generation suite with its own private outdoor entrance, living area, kitchenette, and bedroom. Additional main-floor highlights include an open-concept layout with a spacious great room, a dining area, and a large kitchen with a walk-in pantry and center island. Completing the main floor, you'll find a study room. Heading upstairs, a versatile bonus room provides more gathering space. Enjoy 2ndary bedrooms, each with a walk-in closet, and an expansive primary suite with a spa-like bath and a walk-in closet. Buyer's Broker must accompany &/or register Buyer at 1st visit.

Getting Around

1
WalkingCar-Dependent
6
TransitMinimal Transit
4
BikeSomewhat Bikeable

Schools

7/10
7/10
South Kitsap High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Cement/Concrete

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Century Communities

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Dishwasher(s),Microwave(s),Water Heater: Electric,Water Heater Location: Garage

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Heat Pump,HRV/ERV System,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency,Forced Air,Heat Pump,High Efficiency (Unspecified)

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Kitchen With Eating Space

  • Level: Main

Kitchen Without Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 57360002180008
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Second Primary Bedroom,Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Walk-In Closet(s),Water Heater

Lot

  • Lot size: 5,728 sqft
  • Features: Paved

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$185$2,220
Property Taxes $434$5,208
Electricity $190$2,291
Total$4,474$53,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,394/yr
40% on housing$134,220/yr
45% on housing$119,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$261
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$774,990
2026-04-29Listed for sale$775,740

New Construction Spec

AgentTroy-Lynn Newell
BrokerageBMC Realty Advisors Inc

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