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514 Creekside Cir, Byron, IL, 61010

3beds
2baths
1,744sqft
$419,900
$241price/sqft
$3,150/moest. monthly cost
$126,000/yrincome needed

About This Home

Ready for you to move into in July 31, 2026! Ceiling heights start @ 9' in the kitchen & living rooms. Wood laminate flooring. All white kitchen with quartz countertops & stainless steel appliances. Large inviting island with a farmhouse sink! Main floor laundry room. Master suite has trey ceiling, a walk in tile shower, with quartz countertops, and generous walk in closet storage system. Need more space? Then look no further than your full unfinished basement with three daylight windows and rough in bath, 95% efficient furnace, high efficient water heater, passive radon system, and a 200 amp electric panel. You will love the covered deck endlessly overlooking the Byron Forest Perserve. Broker Owned

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
8/10
Byron Middle SchoolGrades 6-80.7 mi
9/10
Byron High School 9-12Grades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stone,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal,Stainless Steel Appliance(s),Water Purifier Rented,Water Softener Rented
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full,Daylight

Bedroom2

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),High Ceilings
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Attic: Unfinished

Foyer

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 42
  • Dimensions: 7X6

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,744 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet,Pantry-Walk-in),Flooring (Wood Laminate)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Laundry

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 64
  • Dimensions: 8X8

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 285
  • Dimensions: 19X15

Master Bedroom

  • Features: Flooring (Wood Laminate),Bathroom (Full)
  • Level: Main
  • Area: 238
  • Dimensions: 14X17

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 05311050090000
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump,Radon Mitigation System

Features

  • Stories: 1

Lot

  • Lot size: 0.54 Acres
  • Lot size dimensions: 68.17x207.45x221.44x136.47

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Strong Wind
Tornado
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$260$3,120
Property Taxes $633$7,596
Electricity $134$1,609
Total$3,150$37,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,000/yr
40% on housing$94,500/yr
45% on housing$84,000/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 61010$148
Ogle County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 61010$135
Ogle County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$419,900

New Construction

AgentTim Hayden
BrokerageHayden Real Estate, Inc.

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