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82 Valerian Loop #2, Stafford, VA, 22554

3beds
3baths
2,367sqft
$441,490
$187price/sqft
$2,824/moest. monthly cost
$112,960/yrincome needed

About This Home

Brand-new Scarlet with private elevator, move-in ready at Cascades at Embrey Mill—an active adult community for those 55+. Enjoy effortless access to every level and a thoughtfully designed layout ideal for modern living. The main level shines with an open-concept design perfect for entertaining, featuring a gourmet kitchen with white cabinetry, quartz countertops, and a seamless connection to the dining and great room. Step outside to a private balcony for a peaceful retreat. The primary suite is also on this level, offering a spacious closet, elegant en-suite bath with quartz finishes, and the ease of main-level laundry. Two additional bedrooms and a full bath provide comfortable space for guests, while the flexible lower-level rec room and attached one-car garage add everyday convenience. Live where good times are already here. Cascades at Embrey Mill offers a low-maintenance lifestyle with resort-style amenities, including pools, scenic trails, community gardens, and an exclusive 55+ clubhouse—all set amid 285+ acres of open space, parks, and trails. Ask about builder incentives.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
4/10
H.H. Poole Middle SchoolGrades 6-80.5 mi
6/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Fiberglass
  • Construction materials: Vinyl Siding

Other

  • Builder model: SCARLET
  • Builder name: Brookfield Residential

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Disposal,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Flooring: Luxury Vinyl,Carpet,Tile/Brick
  • Finished area above ground: 2,367

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,367
  • Total interior livable area: 2,367 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: NO TAX RECORD
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Exterior features: Balcony

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,232$26,784
Home Insurance *$119$1,428
Property Taxes $246$2,952
Electricity $227$2,735
Total$2,824$33,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,822/yr
40% on housing$84,720/yr
45% on housing$75,306/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$441,490

New Construction

AgentElizabeth Ellis
BrokerageBrookfield Mid-Atlantic Brokerage, LLC

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