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41 S Bearskin Rd, Grand Marais, MN, 55604

1beds
1baths
670sqft
$599,000
$894price/sqft
$3,818/moest. monthly cost
$152,720/yrincome needed

About This Home

Perched above West Bearskin Lake, this cabin is a true gem, offering breathtaking panoramic views. The well-maintained, year-round property features 1 bedroom, 1 bathroom, and a cozy sleeping loft, with spectacular scenery visible throughout the interior. Move right in and start enjoying lake life from day one. A spacious deck provides the perfect setting to relax or entertain while taking in the incredible surroundings. Ideally located near the BWCA and surrounded by numerous pristine lakes, this property is a dream for outdoor enthusiasts, with easy access to snowmobile and ski trails. Paddle to Rose Falls for a day of adventure or head over to Hungry Jack Lodge for a great meal. Additional features include a storage shed near the cabin and a heated 10x16 shed at the top of the property, offering extra space for convenience. Just down the road is the public access for easy launching and Honeymoon Bluff for a hike.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Cook County Middle SchoolGrades 6-821.5 mi
7/10

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Fiberglass
  • Construction materials: Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Filtration System,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Dryer Hook-Ups,Washer Hookup

Bathroom

  • Level: Main
  • Area: 35
  • Dimensions: 5 x 7

Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 11 x 9

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 670

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Propane,Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 670 sqft

Kitchen

  • Level: Main
  • Area: 54
  • Dimensions: 6 x 9

Living Room

  • Level: Main
  • Area: 126
  • Dimensions: 9 x 14

Loft

  • Level: Upper
  • Area: 117
  • Dimensions: 9 x 13

Property

Details

  • Parcel number: 525400314
  • Other equipment: Fuel Tank-Rented
  • Foundation area: 540

Features

  • Patio & porch: Deck
  • Exterior features: Dock,Rain Gutters
  • Has view: Yes
  • View description: Inland Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Inland Lake,Waterfront Access(Private),Shoreline Characteristics(Rocky,Shore-Accessible)
  • Waterbody name: Bearskin
  • Frontage length: 75

Lot

  • Lot size: 0.42 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 75 x 230

Parking

  • Parking features: Gravel,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Wildfire
Winter Weather
Inland Flooding
Tsunami

FEMA Declared Disasters in Cook County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$276$3,312
Property Taxes $344$4,128
Electricity $170$2,050
Total$3,818$45,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,902/yr
40% on housing$114,540/yr
45% on housing$101,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$894This listing

vs Other Active Listings

Avg $/sqft

ZIP 55604$300
Cook County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 55604
Cook County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$699,000

For Sale by Agent

AgentKali Blomberg
BrokerageColdwell Banker North Shore

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