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228 Jastram St, Providence, RI, 02908

5beds
3baths
2,024sqft
$824,900
$408price/sqft
$5,846/moest. monthly cost
$233,840/yrincome needed

About This Home

New Construction Single-Family with ADU – To Be Built | Estimated Occupancy Fall 2026 Located in Providence’s desirable Elmhurst neighborhood, this thoughtfully designed home offers modern living with built-in income potential and easy access to downtown and the MBTA commuter rail to Boston. The main level features approximately 1,218 sq ft with 3 bedrooms and 2 full baths, offering an open-concept layout with hardwood flooring, granite countertops, stainless appliances, crown molding, high-efficiency heat, and central air. The upper-level ADU includes a private entrance and approximately 866 sq ft, featuring 2 bedrooms, 1 full bath, and an open kitchen/living/dining area—ideal for extended family or rental income—with similar high-end finishes throughout. A full unfinished basement provides ample storage. A rare opportunity to own new construction with added flexibility and income potential—contact today to review plans.

Getting Around

68
WalkingSomewhat Walkable
45
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

5/10
2/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls)
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,024

Heating & Cooling

  • Heating features: Electric,Central Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,024
  • Total interior livable area: 2,024 sqft

Property

Details

  • Parcel number: 228JASTRAMSTPROV

Lot

  • Lot size: 3,998 sqft

Parking

  • Total spaces: 3
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$445$5,340
Property Taxes $818$9,816
Electricity $412$4,946
Total$5,846$70,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,434/yr
40% on housing$175,380/yr
45% on housing$155,893/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 02908$241
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02908$276
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$824,900

New Construction

AgentKenneth Scotti
BrokerageRE/MAX Properties

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