197 Echo Point Rd, Dunlap, TN, 37327
About This Home
Charming new single family home on 9.51ac .This bright 1794sq ft home offers 3 bedrooms,2baths and an open floor plan with vaulted ceilings and abundant windows that flood the space with natural light. Interior highlights include composite wood flooring throughout marble counter tops, new stainless steel appliances ,pantry, separate laundry room, and new AC and Heat pump and Foam insulation throughout. The living area flows to two large decks, perfect for relaxing or entertaining while enjoying views and wildlife. Property features .50 acre lake {bass,bluegill ,large catfish} plenty of room for outdoor recreation. 4acres along road are slightly restricted the remaining including pond and home is unrestricted. Located 2.5 miles off hwy111 and 15min to Dunlap, less than an hour to Chattanooga. Ideal for buyers seeking serene country living with modern finishes , land for hobby farming ,recreational, or wildlife enjoyment.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Cement Siding,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Oven,Free-Standing Electric Range,Free-Standing Refrigerator,Refrigerator,Water Heater
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom
- Level: First
- Area: 108.48
- Dimensions: 9.6 x 11.3
Bedroom
- Level: First
- Area: 108.48
- Dimensions: 9.6 x 11.3
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Recessed Lighting,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Breakfast Room
- Window features: Double Pane Windows
- Flooring: Laminate
- Fireplace features: Other
- Finished area above ground: 1,800
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
Kitchen
- Level: First
- Area: 235.84
- Dimensions: 13.4 x 17.6
Laundry
- Level: First
- Area: 50.16
- Dimensions: 6.6 x 7.6
Living Room
- Level: First
- Area: 629.13
- Dimensions: 20.1 x 31.3
Master Bedroom
- Level: First
Other
- Level: First
- Area: 44.46
- Dimensions: 5.7 x 7.8
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 019 002.20
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Front Porch
- Exterior features: None
- Fencing: None
- Waterfront features: Lake
Lot
- Lot size: 9.51 Acres
- Features: Few Trees,Gentle Sloping,Lake on Lot,Level,Secluded,Views,Rural
- Lot size dimensions: 9.51ac
Parking
- Parking features: Driveway,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance | $186 | $2,232 |
| Property Taxes | $169 | $2,028 |
| Electricity | $175 | $2,103 |
| Total | $3,032 | $36,384 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $481,000 |
| 2026-04-29 | Listed for sale | $495,000 |
View on Zillow