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49 Santa Fe Street Port, Port Charlotte, FL, 33953

4beds
3baths
1,795sqft
$370,000
$206price/sqft
$2,503/moest. monthly cost
$100,120/yrincome needed

About This Home

Discover the best of Southwest Florida living in this stunning, newly constructed 4-bedroom, 3-bathroom home located in desirable Port Charlotte. This residence offers a seamless open-concept floor plan featuring high ceilings, premium flooring, and an abundance of natural light throughout the main living areas. The chef's kitchen is equipped with custom cabinetry, elegant quartz countertops, and stainless steel appliances, making it perfect for both daily living and entertaining. For your protection and peace of mind, the windows are hurricane proof. The spacious master suite serves as a private retreat, complete with a generous walk-in closet and a contemporary ensuite bathroom. The highlight of this property is its prime location with a a public boat ramp just 1.7 miles away. This property is located in a No flood zone and features a reliable utility setup including a septic tank and well with filters installed. Additional features include an oversized 2-car garage and a covered lanai, perfect for relaxing and enjoying the Florida weather. This move-in-ready home is conveniently situated just minutes from local dining, shopping, and the beautiful Gulf Coast beaches. Mirrors, closet wire shelves will be installed and front door porch floor will be painted before closing.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Liberty Elementary SchoolGrades PK-57.0 mi
4/10
Murdock Middle SchoolGrades 6-84.3 mi
2/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Filtration System
  • Laundry features: Laundry Room

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,235
  • Total interior livable area: 1,795 sqft

Kitchen

  • Features: Pantry
  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 402105231019
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,000 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$177$2,124
Property Taxes $259$3,108
Electricity $197$2,366
Total$2,503$30,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,817/yr
40% on housing$75,090/yr
45% on housing$66,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 33953$174
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33953$169
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for rent$2,200
2026-04-02Price change$349,000
2026-03-03Price change$350,000
2026-02-24Price change$375,000
2026-02-09Price change$380,000
2026-02-02Price change$385,000
2026-01-24Price change$390,000
2026-01-15Price change$395,000
2026-01-05Price change$400,000
2025-12-10Listed for sale$410,000

New Construction

AgentEduardo Pavone
BrokerageON ME REALTY

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