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16929 State Route Dd Hwy, Savannah, MO, 64485

4beds
2baths
2,400sqft
$354,900
$148price/sqft
$2,474/moest. monthly cost
$98,960/yrincome needed

About This Home

Spacious and well-maintained 4-bedroom, 2-bath home on 1.5 acres along State Rt DD in Savannah, MO, offering 2,536 total finished square feet and a full finished walk-out basement. This property has seen extensive updates, including new windows, HVAC system with humidifier, hot water heater, and added attic insulation in 2021, plus a brand-new roof and gutters in 2024. Septic system (tank and laterals) was replaced in 2017. The main level features three bedrooms with hardwood floors, ceiling fans, and soft pull-down blinds. The updated kitchen offers hickory cabinets with soft-close drawers, laminate flooring, modern lighting, and includes GE stove/oven, microwave, Frigidaire refrigerator, and Maytag dishwasher. The living room showcases a wood-burning fireplace, built-in grandfather clock, and fresh paint. The finished basement adds a fourth bedroom, second full bath with recent updates, new laminate flooring, fresh paint, additional living space, and ample storage. Wall-mounted TVs in the basement living area and bedroom stay. Exterior highlights include a 3-car detached garage with electricity and automatic doors (roof replaced in 2020), attached lean-to for extra storage, a 1-car attached garage, and plenty of parking. A rare combination of space, updates, and functionality—this home is truly move-in ready.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
6/10
Savannah Middle SchoolGrades 6-83.6 mi
7/10
Savannah High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Composition
  • Construction materials: Concrete,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Basement,Lower Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Garage Entrance,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Laminate,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,094
  • Finished area above ground: 1,306

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 29003

Features

  • Patio & porch: Screened
  • Fencing: Metal,Partial

Lot

  • Lot size: 0.99 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$293$3,516
Property Taxes $204$2,448
Electricity $183$2,199
Total$2,474$29,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,822/yr
40% on housing$74,220/yr
45% on housing$65,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 64485$130
Andrew County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 64485$155
Andrew County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$369,500
2026-04-29Listed for sale$385,000

For Sale by Agent

AgentTravis Martin
BrokerageBHHS Stein & Summers Real Estate

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