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5505 White Pine Ln, Fairfield, OH, 45011

5beds
4baths
3,318sqft
$679,316
$205price/sqft
$4,716/moest. monthly cost
$188,640/yrincome needed

About This Home

Welcome to 5505 White Pine Lane, Fairfield Township, OH — a stunning new construction home built by M/I Homes. This 2-story home offers 3,318 square feet of thoughtfully designed living space, featuring 5 bedrooms and 3 bathrooms. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and a well-planned floorplan that maximizes both comfort and functionality. This home features: 5 spacious bedrooms and 3 full bathrooms 3,318 square feet of living space across 2 above-ground levels Open-concept living space for seamless entertaining Generous owner's bedroom with en-suite bathroom Quality craftsmanship and thoughtful design throughout 2.5-car garage This home is situated in an inviting neighborhood with convenient proximity to parks, offering residents easy access to outdoor recreation and green spaces. The surrounding area provides a welcoming environment with well-maintained streets and a strong sense of community pride, making it an ideal setting for families and individuals alike. With its generous square footage, quality construction, and well-designed floorplan, this home at 5505 White Pine Lane delivers a comfortable and functional living experience that is move-in ready. MLS# 1878103

Getting Around

2
WalkingCar-Dependent
18
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

5/10
Crossroads Middle SchoolGrades 5-85.8 mi
5/10
Fairfield High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 3,318 sqft

Property

Details

  • Parcel number: A0300176000033

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,434$41,208
Home Insurance *$271$3,252
Property Taxes $656$7,872
Electricity $355$4,270
Total$4,716$56,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,691/yr
40% on housing$141,480/yr
45% on housing$125,760/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 45011$167
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45011$176
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$679,316

New Construction Spec

AgentM/I Homes of Cincinnati, LLC
BrokerageM/I Homes

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