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4425 Us Highway 441 S Lot 5, Okeechobee, FL, 34974

2beds
2baths
812sqft
$89,900
$111price/sqft
$801/moest. monthly cost
$32,040/yrincome needed

About This Home

This modern 2019-built, 2-bedroom, 2-bathroom home offers a turnkey living experience in the desirable Town & Country 55+ gated community of Okeechobee. Sold mostly furnished with barely used furniture, the 812 sq. ft. interior is perfectly complemented by extraordinary outdoor features, including an elevated front porch with peaceful pasture views, a 43 ft. covered paver patio, and a massive 45 ft. covered carport. Ideal for adventurers, the property boasts two driveways, including a custom 90 ft. paver driveway designed specifically to accommodate a large RV or boat. With a low monthly lot rent of $522 that includes trash service, you are perfectly positioned near world-class fishing at the lake and all your shopping needs, making this a rare find for those seeking both convenience and comfort. Town and Country is located centrally in Okeechobee - close to all shopping needs. Only a 1-minute drive to Lake Okeechobee! CLOSE TO NEAREST BOAT LAUNCH! 45 minutes to Fort Pierce beaches. If you would like to schedule a showing or have any questions, do not hesitate to reach out. THIS HOME WILL NOT LAST LONG! All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Our company does not and cannot guarantee or warrant the accuracy of this information or condition of this property. Measurements are approximate. The buyer assumes full responsibility for obtaining all current rates of lot rent, fees, and pass-on costs. Additionally, the buyer is responsible for obtaining all rules, regulations, pet policies, etc., associated with the community, park, or home from the community/park manager. Our company is not responsible for quoting said fees or policies.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
South Elementary SchoolGrades PK-61.3 mi
2/10
Osceola Middle SchoolGrades 6-81.2 mi
3/10
Okeechobee High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 812 sqft

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 522

Features

  • Patio & porch: Patio,Covered Porch,Deck

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$96$1,152
Property Taxes $54$648
Electricity $197$2,366
Total$801$9,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,462/yr
40% on housing$24,030/yr
45% on housing$21,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$164
Okeechobee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$89,900

For Sale by Agent

AgentChelsea Hamilton
BrokerageSunset Home Sales

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