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6410 State Road 135 S, Morgantown, IN, 46160

2beds
2baths
1,334sqft
$489,900
$367price/sqft
$3,117/moest. monthly cost
$124,680/yrincome needed

About This Home

Nestled in a picturesque, park-like setting, this stunning 9.25-acre property offers the perfect blend of natural beauty and rustic charm-truly a Brown County dream. The rolling landscape features a fully stocked pond, mature trees, scenic views in every direction, and Bean Blossom Creek on the property. Ideal for nature lovers, gardeners, or hobby farmers, this property provides endless opportunities to enjoy the outdoors. A historic barn, believed to date back to 1915, adds both character and functionality, making it perfect for storage, livestock, or workshop space. A hand-dug well further reflects the property's rich history and rural appeal. A detached garage provides additional storage and convenience for vehicles, equipment, or recreational toys. The cozy, rustic cabin is perfectly positioned to overlook the land, offering peaceful views year-round. Inside, you'll find a warm and inviting atmosphere highlighted by a wood stove, creating the perfect cozy retreat during cooler months. The enclosed back porch serves as the dining room, filled with natural light and offering picturesque views of the property-an ideal space for everyday living or entertaining. The covered front porch provides a relaxing spot to unwind and take in the surrounding beauty. Recent updates include a new roof, gutters with guards, and water heater in 2024, offering modern peace of mind while maintaining the home's timeless character. Whether you're looking for a private retreat, weekend getaway, or full-time residence, this one-of-a-kind property captures the essence of Brown County living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
6/10
Brown County Junior HighGrades 6-85.7 mi
5/10
Brown County High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rustic
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Washer,Water Heater

Bedroom2

  • Level: Upper
  • Area: 88
  • Dimensions: 11x8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Heating & Cooling

  • Heating features: Baseboard,Wood Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,334
  • Total interior livable area: 1,334 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: Main
  • Area: 286
  • Dimensions: 13x22

Master Bedroom

  • Level: Upper
  • Area: 286
  • Dimensions: 13x22

Property

Details

  • Parcel number: 070324400149000002
  • Special condition: Flood Plain Partial
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Storage
  • Has view: Yes
  • View description: Creek/Stream,Rural,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Creek/Stream,Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 9.21 Acres
  • Features: Irregular Lot,Not In Subdivision,Rural - Not Subdivision,Mature Trees,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$273$3,276
Property Taxes $183$2,196
Electricity $184$2,212
Total$3,117$37,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,868/yr
40% on housing$93,510/yr
45% on housing$83,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 46160$188
Brown County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 46160$173
Brown County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$525,000

For Sale by Agent

AgentPenny Scroggins
BrokerageBear Real Estate Sales, LLC

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