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108 Maple Dr #1, Ruidoso, NM, 88345

1beds
1baths
677sqft
$325,000
$480price/sqft
$2,119/moest. monthly cost
$84,760/yrincome needed

About This Home

Wonderful opportunity to own 17.54 ac. land in Ruidoso. Live in exsisting home or create your own mountain retreat. Two tracts, has several building sites if desired to build a permanent home. Seasonal spring runs through. Long driveway takes you to a one bedroom manufactured home with a 14'x24' red wood covered deck. Subject property is in compliance with forestry thinning. Home is wired for a spa, has RV plug in and a oversized septic tank. To show please call listing broker for appointment.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Ruidoso Middle SchoolGrades 6-82.4 mi
4/10
Ruidoso High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: See Remarks
  • Year built: 2002

Materials

  • Roof: See Remarks
  • Construction materials: Unknown

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Storage
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: See Remarks

Interior Area

  • Total interior livable area: 677 sqft

Property

Details

  • Zoning: R1
  • Other equipment: Other
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: RV Hookup,Storage
  • Has view: Yes
  • View description: Canyon,Mountain(s)
  • Waterfront features: Creek

Lot

  • Lot size: 17.50 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Wildfire
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$182$2,184
Property Taxes $146$1,752
Electricity $148$1,780
Total$2,119$25,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,651/yr
40% on housing$63,570/yr
45% on housing$56,506/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$480This listing

vs Other Active Listings

Avg $/sqft

ZIP 88345$164
Lincoln County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 88345$266
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$325,000

For Sale by Agent

AgentEmese Dian Dian Fisher
BrokerageFisher Real Estate, LLC

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