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7525 Karlee Ct #44, Charlevoix, MI, 49720

3beds
2baths
1,500sqft
$159,500
$106price/sqft
$1,151/moest. monthly cost
$46,040/yrincome needed

About This Home

Experience convenient living in this well-maintained 3-bedroom, 2-bath home, ideally situated just minutes from Petoskey and downtown Charlevoix in desirable Lake Michigan Heights. The open-concept floor plan showcases generously sized rooms, large walk-in closets in each bedroom, and a sunroom with electric heat, offering serene views of Lake Michigan. The large, private lot has a nice sized backyard overlooking Lake Michigan. Enjoy public access to the shoreline and bike trail just across the street. The quiet association provides exceptional value and convenience, with dues covering trash, water, sewer, and plowing of main roads.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
9/10
Charlevoix High SchoolGrades 7-129.2 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Washer,Dryer

Bedroom

  • Area: 141.99305555555557

Bedroom1

  • Area: 135.41666666666666

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 119.93055555555556

Features

  • Cathedral Ceiling(s)
  • Window features: Mini Blinds

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,500 sqft

Kitchen

  • Area: 119.93055555555556

Living Room

  • Area: 243.13194444444443

Master Bedroom

  • Area: 170

Property

Features

  • Patio & porch: Deck

Lot

  • Features: Paved

Parking

  • Parking features: No Garage Or Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $806$9,672
Home Insurance *$46$552
Property Taxes $111$1,332
Electricity $188$2,259
Total$1,151$13,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,462/yr
40% on housing$34,530/yr
45% on housing$30,693/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 49720$292
Charlevoix County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 49720
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$175,000

For Sale by Agent

AgentChristopher Christensen
BrokerageLynda's Real Estate Service

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