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238 & 252 Ladyfish, Palacios, TX, 77465

1beds
1baths
1,260sqft
$240,000
$190price/sqft
$1,957/moest. monthly cost
$78,280/yrincome needed

About This Home

Welcome to Boca Chica in Palacios, TX. Peaceful, breezy, coastal living at its finest. Now up for sale is this 1260 sq ft home that sits on a large fenced in lot with the lot included next to it. Beautiful cozy home that can fit all your guests and loved ones with room to spare. The lot next to it features another tiny 288 sq ft home to accommodate extra guests and a large RV carport with all the hookups. Bring your own RV! The main home has a beautiful custom deck to enjoy those beautiful sunsets and outdoor BBQs. Huge potential to use as whatever you'd like. Out here you can enjoy the beach life, fishing, relaxation and it's only a couple of blocks from the water. Enjoy great amenities of Tri-County Point POA such as a community boat launch, a lighted fishing pier, playground, picnic area, and an outdoor picnic pavilion. Low annual cost. Take a break from the city and come enjoy this wonderful location. Call for more info or to schedule a showing. Hablo español.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades PK-210.4 mi
--
4/10
Palacios High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Property

Details

  • Parcel number: R13152

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck,Screened
  • Fencing: Full

Lot

  • Lot size: 9,670 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Boat,RV Access/Parking,Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Drought
Heat Wave
Ice Storm
Coastal Flooding
Hail

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$294$3,528
Property Taxes $212$2,544
Electricity $238$2,859
Total$1,957$23,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,097/yr
40% on housing$58,710/yr
45% on housing$52,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 77465$125
Jackson County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 77465$167
Jackson County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$240,000

For Sale by Agent

AgentSandy Cruz
BrokerageSouthern Integrity Realty LLC

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