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9 Oak Cliff Ln, Morganton, GA, 30560

3beds
3baths
2,004sqft
$699,900
$349price/sqft
$4,240/moest. monthly cost
$169,600/yrincome needed

About This Home

Brand NEW CHALET — Perched High Above it all, this Stunning Mountain Retreat captures Breathtaking, year-round long-range views. Ideally located between Blue Ridge & Blairsville in Fannin County, it offers both privacy & easy access—just half mile from Highway 515. A Gated entrance, Paved Roads & dependable COUNTY WATER set the stage for effortless mountain living. Step onto the inviting “Party Porch” with its outdoor "Wood-Burning" Vented Fireplace w/Gas Starter—perfect for entertaining or unwinding under the STARS. Inside, the ALL WOOD interior is filled with Natural light, highlighted by a dramatic Wall of Glass framing the view. "Wood Burning" Stone Fireplace in the Great Rm with Gas Starter. Spacious Bedrooms & FULL Baths are thoughtfully placed on all three levels, complemented by zoned HVAC. The terrace level includes a versatile Bonus Room w/a Unvented Stone Fireplace, Laminate "Wood Like" Flooring while two levels of covered porches extend your living space outdoors. Board & Batten Exterior. Hand Crafted by an VERY Experienced Builder, this home blends QUALITY, Comfort & Privacy in a prime location w/a SPECTACULAR VIEW for one Exceptional Mountain Retreat. Currently Under Construction (almost Dried In)

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-1211.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Frame,Concrete,Cedar,Wood Siding,Log,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Cabin,Country
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Electric Water Heater,See Remarks
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Wet Bar,Cathedral Ceiling(s),Wood,Eat-in Kitchen
  • Window features: Insulated Windows,Wood Frames,Screens
  • Flooring: Wood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Vented,Ventless,Wood Burning,Outside,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric,Wood,Zoned
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,004
  • Total interior livable area: 2,004 sqft

Property

Details

  • Parcel number: 0006 060A (Parent Parcel)

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Deck,Covered,Patio,Open,Wrap Around
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Mountain(s),Year Round,Long Range,Trees/Woods
  • Frontage type: Road
  • Topography of land: Sloping,Rolling,Wooded

Lot

  • Lot size: 1.04 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$249$2,988
Property Taxes $233$2,796
Electricity $219$2,637
Total$4,240$50,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,371/yr
40% on housing$127,200/yr
45% on housing$113,066/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 30560$273
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30560
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$699,900

New Construction

AgentNancy Anderson Mac Lean
BrokerageBHGRE Metro Brokers - Blue Ridge

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