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2080 River Rd Lot 15, Niagara Falls, NY, 14304

1beds
2baths
660sqft
$39,900
$60price/sqft
$523/moest. monthly cost
$20,920/yrincome needed

About This Home

Beautifully updated and move-in ready ranch style home. Main floor laundry includes a stackable washer and dryer. Primary bedroom has a half bath off it. Living room space can be made back into a second bedroom. New windows in living room and back bedroom. Minutes away to all conveniences and shopping. Must apply to and must be approved at Lynch Park Associates.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

9/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Kitchen/Family Room Combo,Bedroom on Main Level
  • Flooring: Laminate,Varies

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 660
  • Total interior livable area: 660 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 000000
  • Lease amount: 465
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks

Lot

  • Features: Near Public Transit,Rectangular,Rectangular Lot

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$19$228
Property Taxes $57$684
Electricity $246$2,954
Total$523$6,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,931/yr
40% on housing$15,690/yr
45% on housing$13,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 14304$118
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14304$164
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$44,900

For Sale by Agent

AgentGina Hammar
BrokerageHUNT Real Estate Corporation

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