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TRACT 1 Cottle Town Rd, Smithville, TX, 78957

--beds
--baths
--sqft
$545,000
--price/sqft
$3,896/moest. monthly cost
$155,840/yrincome needed

About This Home

A rare opportunity to own a slice of one of the most coveted properties in Bastrop County, this 22± acre tract on Cottle Town Road in Smithville, Texas, sits adjacent to Park Road 1C and is being carved out of a legacy 142-acre ranch, offering every premium feature that makes this corner of the Lost Pines so special. Positioned near one of the highest elevations in Bastrop County, the property features rolling, wooded terrain covered in towering pines and mature hardwoods. Enjoy privacy, scenic vistas, and the kind of long-distance views rarely found on smaller tracts closer to Austin. Whether you're searching for a custom homesite, weekend retreat, hunting property, or recreational escape, 22 acres offers the ideal balance of space, privacy, and manageability. One of the property's most valuable advantages is its **existing wildlife exemption**, providing the opportunity for **significantly lower property taxes** compared to non-exempt land. The wildlife exemption allows you to preserve the natural habitat while enjoying the financial benefits of agricultural valuation, making this property as practical as it is beautiful. The standout feature is its location adjacent to Park Road 1C and just minutes from Buescher State Park, placing you in the heart of one of Central Texas's most treasured natural areas. With more than 1,000 acres of protected state parkland nearby, you'll enjoy abundant wildlife, protected scenery, and a peaceful setting that is becoming increasingly difficult to find. If you've been searching for acreage with exceptional beauty, favorable tax advantages through a wildlife exemption, and a premier Lost Pines location, this property is a rare opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Smithville High SchoolGrades 9-126.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: Tract 1 out of 19896
  • Special condition: Standard

Features

  • Fencing: None
  • Has view: Yes
  • View description: Park/Greenbelt,Pasture,Rural,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 22 Acres
  • Features: Back to Park/Greenbelt,Back Yard,Native Plants,Private,Public Maintained Road,Many Trees,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$372$4,464
Property Taxes $531$6,372
Electricity $238$2,859
Total$3,896$46,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,577/yr
40% on housing$116,880/yr
45% on housing$103,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$284
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$499,999
2026-04-30Listed for sale$545,000

For Sale by Agent

AgentJacki Short
BrokerageAll City Real Estate Ltd. Co

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