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32172 N River Rd #17, Harrison Township, MI, 48045

2beds
3baths
2,537sqft
$969,900
$382price/sqft
$6,561/moest. monthly cost
$262,440/yrincome needed

About This Home

Experience elevated waterfront living just 2 minutes from the open waters of Lake St. Clair. This professionally designed 2,537 sq ft condo is a true zero-step living, with elevator access, 2 bedrooms, and 3.1 baths—blending convenience with high-end sophistication. Every detail has been curated with premium finishes throughout, custom trim, designer lighting, top-tier appliances (2023), and plantation shutters. Boating enthusiasts will love the two private boat wells (up to 40 ft & 60 ft) quick access to the lake. the HEATED epoxy-finished floor, 3+ car garage with FULL BATH is ideal for collectors and hobbyists alike. Enjoy low-maintenance living with low HOA fees, no pet restrictions, a hardline gas BBQ hookup, and a walkable lifestyle to dining, music, and riverfront activity on sought-after Sunshine Point. A rare blend of luxury, function, and waterfront lifestyle—this one stands apart.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Dryer,Humidifier,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry

Bathroom1

  • Features: Ceramic
  • Level: First
  • Area: 126

Bathroom2

  • Features: Ceramic
  • Level: First
  • Area: 80

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 391

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 288

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 170

Features

  • Cathedral/Vaulted Ceiling,Elevator/Lift,Walk-In Closet(s),Bar,Pantry,Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,537

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,537
  • Total interior livable area: 2,537 sqft

Kitchen

  • Features: Ceramic
  • Level: First
  • Area: 252

Living Room

  • Level: First
  • Area: 380

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Common Area,Accessible Elevator Installed,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Accessible Washer/Dryer

Details

  • Parcel number: 171215180002
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony,Lawn Sprinkler
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Boat Facility,Dock/Pier Facility,Lake/River Access,River Front,Seawall,Waterfront
  • Waterbody name: Clinton River

Parking

  • Total spaces: 2.5
  • Parking features: Garage,Unassigned,Attached,Electric in Garage,Garage Door Opener,Heated Garage,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,904$58,848
Home Insurance *$387$4,644
Property Taxes $994$11,928
Electricity $276$3,320
Total$6,561$78,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,948/yr
40% on housing$196,830/yr
45% on housing$174,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$203
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$1,025,000

For Sale by Agent

AgentFrancesca Krause
BrokerageRE/MAX Advisors

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