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3690 Ivy Cottage Dr Lot 38, Snellville, GA, 30039

4beds
3baths
2,250sqft
$408,706
$182price/sqft
$2,853/moest. monthly cost
$114,120/yrincome needed

About This Home

Pembrooke Ask about our incentives! This home offers 4 bedrooms, 2.5 bathrooms, and a loft upstairs. The main level has all the primary living spaces, including a powder room off the entry and a mudroom off the garage. The kitchen flows into the dining area and great room, featuring an electric fireplace with shiplap accents. An island with granite countertops, bar stool seating, and a spacious pantry make it perfect for entertaining. Upstairs, the loft is just right size for movie nights, while 3 secondary bedrooms share a guest bath with dual sinks. The primary bedroom boasts crown molding in the tray ceiling and a private bath with a large 5-foot shower and separate tiled tub. Financing options include 3.49% 5/1 ARM, 4.49% FHA/VA, and 4.99% Conventional rates, plus closing cost assistance. Sample images are available as the home is under construction. Contact the listing agent for details.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
Norton Elementary SchoolGrades PK-51.9 mi
5/10
Snellville Middle SchoolGrades 6-83.7 mi
3/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: L Shaped

Features

  • Double Vanity,High Ceilings,Separate Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,250
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Kitchen

  • Features: Kitchen Island,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: R4335 531

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Other
  • Waterbody name: None
  • Residential vegetation: Grassed

Lot

  • Features: Other,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,066$24,792
Home Insurance *$252$3,024
Property Taxes $316$3,792
Electricity $219$2,637
Total$2,853$34,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,817/yr
40% on housing$85,590/yr
45% on housing$76,080/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 30039$142
Gwinnett County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30039$160
Gwinnett County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$408,706

New Construction

AgentLetanya Hendrix
BrokerageChafin Realty, Inc.

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