See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

498 KINDRA HEIGHTS Road, Cottonwood, AZ, 86326

4beds
3baths
2,651sqft
$1,300,000
$490price/sqft
$7,646/moest. monthly cost
$305,840/yrincome needed

About This Home

BRAND NEW & READY FOR YOU....!! Two level / walk-out basement home with 4 bedrooms, 3 baths, 2 kitchens with deluxe features for your family, or a short term rental possibility. Upstairs with vaulted living area and split bedroom design. 3rd bedroom now serving as office, full bath right close by. Large kitchen with knotty alder cabinets, large center island, and suede finish black granite tops. Pantry with roll out shelves, & other built ins. Master bath with double vanities, and roll-in shower. Twin walk-in closets, and direct access to large deck/ spa area, Downstairs familyroom with separate mini-split heat/cooling, small kitchen, full bath & bedroom #4 with corner closet. Large deck upstairs with views of Sycamore Canyon, & beyond. Lower area with own entrance, and large paver patio.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
--
Arizona Izone InstituteGrades K-120.7 mi
6/10

Construction

Condition

  • Property condition: Complete Spec Home
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Spray Foam Insulation,Stucco,Wood Frame

Other

  • Builder name: Noble Heritage Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Gas Range,Gas Oven,Gas Cooktop
  • Laundry features: Gas Dryer Hookup,Engy Star (See Rmks)

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Exterior Entry,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Granite Counters,Double Vanity,9+ Flat Ceilings,Vaulted Ceiling(s),Kitchen Island,3/4 Bath Master Bdrm
  • Window features: Screens,Low Emissivity Windows,Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment,Mini Split

Interior Area

  • Total structure area: 2,651
  • Total interior livable area: 2,651 sqft

Property

Accessibility

  • Accessibility features: Bath Roll-In Shower

Details

  • Parcel number: 40623260

Features

  • Stories: 2
  • Patio & porch: Covered Deck,Covered
  • Spa features: None
  • Fencing: Back Yard,Wire
  • Has view: Yes
  • View description: Panoramic,Red Rocks/Boulders

Lot

  • Lot size: 0.40 Acres
  • Features: Sprinklers In Front,Dirt Back,Synthetic Grass Frnt,Auto Timer H2O Front,Irrigation Front

Parking

  • Total spaces: 4
  • Parking features: Off Street,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance $360$4,320
Property Taxes $433$5,196
Electricity $280$3,368
Total$7,646$91,752

Income You'd Need if You Spent...

35% on housing$262,148/yr
40% on housing$229,380/yr
45% on housing$203,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$206
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,300,000

For Sale by Agent

AgentPhilip Terbell
BrokerageRealtyOneGroup Mountain Desert

Similar Homes