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515 E 89th St #5DE, New York, NY, 10128

3beds
2baths
1,600sqft
$1,775,000
$1,109price/sqft
$10,698/moest. monthly cost
$427,920/yrincome needed

About This Home

Stunning Renovated 3BR/2BA at Gracie Gardens Corp. • Sun-Drenched Living - Spectacular south-facing views with all-day natural light flooding this beautifully renovated home • Chef's Dream Kitchen - Thoughtfully designed with top-of-the-line appliances and finishes, perfect for entertaining and daily living. Kitchen vent is vented to the outside. • Gracious Layout - Spacious living room flows seamlessly into formal dining room, ideal for both relaxation and hosting • Three Bedrooms • High Ceilings: 8’7” • In-unit vented washer/dryer. • Premium Building Amenities - 24-hour doorman, landscaped courtyard, bike room, storage, and live-in super in this coveted prewar gem • Unbeatable Location - Steps from Carl Schurz Park, East River Esplanade, Asphalt Green, and the Q train at 86th Street This is the rare combination of prewar elegance with modern renovation; all bathed in the most beautiful southern light that Yorkville has to offer. A truly exceptional home in one of the neighborhood's most desirable buildings. Pets welcome with board approval. Assessment till end of 2026: $413 RABAYAH LLC has not measured the subject Property and makes no representations as to the accuracy of any of the measurements provided. The measurements are estimates and should not be relied upon. If exact measurements are a concern, the property should be independently measured by a professional. All information regarding a property for sale, rental or financing is from sources deemed reliable. No representation is made to the accuracy thereof, and such information is subject to errors, omissions, change of price, or other conditions, prior sale, lease or financing, or withdrawal without notice.

Getting Around

96
WalkingWalker's Paradise
100
TransitRider's Paradise
81
BikeVery Bikeable

Schools

8/10
8/10
Jhs 167 Robert F WagnerGrades 6-80.8 mi

Construction

Condition

  • Year built: 1942

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard
  • Has view: Yes
  • View description: City,Skyline

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,975$107,700
Home Insurance *$409$4,908
Property Taxes $1,050$12,600
Electricity $264$3,172
Total$10,698$128,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$366,788/yr
40% on housing$320,940/yr
45% on housing$285,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,109This listing

vs Other Active Listings

Avg $/sqft

ZIP 10128$1,744
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10128$1,868
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Price change$1,775,000
2026-04-30Listed for sale$1,800,000

For Sale by Agent

AgentRami Rabayah
BrokerageRabayah LLC

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