See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

15483 2nd St, Waterford, VA, 20197

3beds
2baths
1,778sqft
$599,000
$337price/sqft
$3,769/moest. monthly cost
$150,760/yrincome needed

About This Home

Nestled in the charming VILLAGE OF WATERFORD, VIRGINIA, this stunning converted barn offers a unique blend of rustic elegance and modern convenience. Built around 1851 and remodeled as an open floor plan home for over 30 years, this newly upgraded residence boasts a rich history, evidenced by its original exposed beams and high ceiling. Today, you can enjoy all the comforts of home. With one-level living and durable, waterproof wood laminate flooring, the home includes three bedrooms and 1.5 baths. It features a large primary bedroom with fireplace; a well-appointed kitchen equipped with stainless steel appliances, built-in microwave, dishwasher, and wine rack; and a stacked washer/dryer in a front storage room. Experience the convenience of a walk-in shower in the full bathroom with heated ceramic tiles that continue into the third bedroom; and a half bath near the front door for guests. The combination of recessed lighting, stain glass accents, and wood louvered indoor shutters, creates a bright and inviting atmosphere. Additional contemporary comforts include updated heat and air, flooring, and fresh paint. Step outside, and you will find your private patio, where you can unwind and enjoy the serene surroundings. The property is equipped with flood lights for night time security, and off-street parking so you'll never have to worry about finding a spot after a long day. The VILLAGE OF WATERFORD is not just a place to live; it's a lifestyle. Founded by Quakers on the banks of Catoctin Creek in 1733, the village-- of dozens of colonial and red brick Federal homes-- looks as if it has been preserved for 200 years. This neighborhood is known for its small town atmosphere and strong sense of community. Enjoy nearby parks and well-maintained walking trails that invite you to explore the natural beauty of the area, and access the community pool for warm summer days. Move in now to be at the center of the Waterford Fair, an annual fall festival that's one of the most popular in the region; and enjoy the area's craft breweries and wineries year round. The village of Waterford is a Loudoun County Historic and Cultural Conservation Site, on the Virginia Historic Landmarks Register, on the National Register of Historic Places, and in 1970, the entire village, with the farmland surrounding it, was designated a National Historic Landmark District, one of only three such landmarks in the entire United States. Don't miss your chance to make this historic, one-of-a-kind residence your own.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
7/10
Harmony Middle SchoolGrades 6-85.2 mi
8/10
Woodgrove High SchoolGrades PK-126.6 mi

Construction

Condition

  • Year built: 1851

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Converted Barn
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Washer/Dryer Stacked,Water Treat System,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Dining/Living,Dining Area,Entry Level Bedroom,Exposed Beams,Open Floorplan,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Beamed Ceilings
  • Window features: Stain/Lead Glass,Window Treatments
  • Flooring: Ceramic Tile,Laminate,Heated
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors
  • Fireplace: Yes
  • Finished area above ground: 1,778

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 303266721000
  • Zoning: RC
  • Special condition: Probate Listing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Flood Lights

Lot

  • Lot size: 3,920 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$140$1,680
Property Taxes $399$4,788
Electricity $202$2,433
Total$3,769$45,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,222/yr
40% on housing$113,070/yr
45% on housing$100,506/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 20197$304
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20197$249
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$750,000

For Sale by Agent

AgentDeirdre Bagley
BrokerageEXP Realty, LLC

Similar Homes