See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1557 Ramsey Rd, Gloster, MS, 39638

3beds
2baths
984sqft
$72,000
$73price/sqft
$609/moest. monthly cost
$24,360/yrincome needed

About This Home

This is a hard to find small acreage in Gloster, MS Amite County. There is an old home on the property that remains at no value. There is also a 2009 16x80 Lexington mobile home that can be viewed after 5/31/2026. Next to the mobile home is another complete power, water & septic system. Just minutes from the Homochitto National Forest and Brushy Creek Ranch, there are plenty of things to do in the outdoors.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
4/10
5/10
Amite County High SchoolGrades 9-1213.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: None
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Window features: Aluminum Frames
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Property

Details

  • Parcel number: 32500230001300
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: None
  • Fencing: Partial,None

Lot

  • Lot size: 3 Acres
  • Features: Cleared,Few Trees,Open Lot

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Hail
Ice Storm

FEMA Declared Disasters in Amite County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $364$4,368
Home Insurance *$34$408
Property Taxes $19$228
Electricity $192$2,304
Total$609$7,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,880/yr
40% on housing$18,270/yr
45% on housing$16,240/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -13.9%
-13.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 39638$33
Amite County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 39638
Amite County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$72,000

For Sale by Agent

AgentLynn James
BrokerageBerkshire Hathaway HomeServices-Cabin & Creek Real Estate

Similar Homes