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1012 Peach Road #A & B, Winlock, WA, 98596

6beds
6baths
2,289sqft
$565,000
$247price/sqft
$3,499/moest. monthly cost
$139,960/yrincome needed

About This Home

Established in 2024, this contemporary duplex offers a standout investment prospect in the rapidly growing Winlock area. Each thoughtfully crafted 1,145 SF unit features 3 bedrooms and 2.5 bathrooms, highlighted by an open-concept floor plan and a primary bedroom with its own private ensuite. The interior is elevated by high-end finishes, including luxury vinyl flooring throughout and elegant granite countertops, ensuring durability and style for years to come. Whether you are seeking a seamless addition to your real estate portfolio or an owner-occupant interested in "house hacking"—living in one side while the other helps cover the mortgage—this property is a perfect match.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Winlock Middle SchoolGrades 6-81.1 mi
4/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2024

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6

Features

  • Flooring: Vinyl Plank

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,289
  • Total interior livable area: 2,289 sqft

Property

Details

  • Parcel number: 015628002017
  • Zoning description: Multi-Family,Jurisdiction: City
  • Special condition: Standard

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 4
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$167$2,004
Property Taxes $320$3,840
Electricity $156$1,878
Total$3,499$41,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,965/yr
40% on housing$104,970/yr
45% on housing$93,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 98596$272
Lewis County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 98596$271
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$565,000

For Sale by Agent

AgentTrina Homan
BrokerageReal Estate Marketing Group

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