1817 NYS Route-28N, Minerva, NY, 12851
About This Home
Super cozy and comfortable 3-bedroom, 1-bath home that invites you to kick off your shoes and settle right in. This home offers a warm, welcoming feel throughout, perfect for relaxing or entertaining. Updated and remodeled within last 10 years. Bath has heated tile flooring. Step out onto the deck and take in the stunning sunset views over Dimmick Pond--the decks and firepit are an ideal spot for morning coffee or evening unwinding. (Please note: this property does not include pond frontage or access rights.) Walk out insulated basement has great potential for additional 768 sq. ft. of potential living space, storage, or future customization. An already family room in basement provides extra space to gather, with just the finishing touch of flooring needed to make it complete. An oversized heated one car + garage adds incredible value, complete with an upstairs area perfect for a game room, studio, or so much more--offering flexibility to suit your lifestyle needs. Conveniently located less than a half hour from Gore Mountain, North Creek, Minerva Lake and Beach this home is perfect for enjoying skiing and many year-round outdoor recreation in all of the Adirondacks.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1988
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven,Microwave,Refrigerator,Washer/Dryer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Other,Exterior Entry,Full,Interior Entry,Unfinished,Walk-Out Access
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 1,170
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,170
- Total interior livable area: 1,170 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 154.1516.000
- Zoning description: Single Residence
- Special condition: Standard
Features
- Patio & porch: Other,Wrap Around,Deck,Patio
- Exterior features: None
- Has view: Yes
- View description: Pond,Creek/Stream
- Has water view: Yes
- Water view: Pond,Creek/Stream
Lot
- Lot size: 0.50 Acres
- Features: Road Frontage,Views
Parking
- Total spaces: 12
- Parking features: Detached,Driveway,Heated Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Landslide
- Lightning
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Essex County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $281 | $3,372 |
| Electricity | $246 | $2,954 |
| Total | $1,870 | $22,440 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $275,000 |
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