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517 Reserve Way, Savannah, GA, 31401

5beds
4baths
2,578sqft
$965,000
$374price/sqft
$6,302/moest. monthly cost
$252,080/yrincome needed

About This Home

An elevator-rough-in Juliette at the pondfront edge of Reserve Way, Lot 161 keeps the base plan's clarity and adds a location most pro-forma spreadsheets can't price: the Club at Savannah Harbor just beyond. Five bedrooms across three stories — a primary, a junior suite, and three secondaries — give the plan its generous proportions. The kitchen runs on a Bosch gas range with a stainless chimney hood, Aristocraft shaker cabinetry, and level-one quartz or granite. A 66-inch drop-in soaker tub anchors the primary; chrome Kohler fixtures throughout. Hardwood on the main floor, carpet in the secondary bedrooms, tabby foundation, James Hardie siding. An entry point to The Isling with an exit onto the water.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Bartow Elementary SchoolGrades PK-52.7 mi
2/10
Mercer Middle SchoolGrades 6-84.8 mi
2/10
Groves High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,578
  • Total interior livable area: 2,578 sqft

Property

Features

  • Stories: 3

Lot

  • Lot size: 3,484 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Earthquake
Heat Wave
Ice Storm
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,879$58,548
Home Insurance *$522$6,264
Property Taxes $651$7,812
Electricity $250$3,005
Total$6,302$75,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,068/yr
40% on housing$189,060/yr
45% on housing$168,053/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 31401$368
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31401$321
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$965,000

For Sale by Agent

AgentRichard Mopper
BrokerageEngel & Völkers Savannah

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