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1325 Gateshead Ln, Matthews, NC, 28105

6beds
5baths
6,034sqft
$1,900,000
$315price/sqft
$11,872/moest. monthly cost
$474,880/yrincome needed

About This Home

We’re excited to share an exclusive opportunity to be part of a brand-new boutique community featuring just three custom homes, each thoughtfully placed on over one acre of land. These stunning basement homes will range from 5,000 to 6,000 square feet, offering the space, luxury, and functionality today’s buyers are looking for. Nestled in the woods, this community offers the privacy and tranquility of nature, all while being just minutes from the heart of downtown Matthews. At this stage, buyers can personalize nearly every aspect of the home design, from floor plans to finishes. It’s a rare chance to create your dream home from the ground up. Build time is estimated at about 12 months. If you are looking for a peaceful, high-end living experience with convenience to the city, now is the time to reach out. Opportunities like this don't come around often. Contact the listing agent for more information or to schedule a private consultation! *Must have an appointment with listing agent to see property. Please do not trespass.* *Photos are representational. Home in photos was built by Truest Homes. Floor plan in photos is the same as the plans. Home to be built.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
Matthews ElementaryGrades K-50.9 mi
10/10
Crestdale MiddleGrades 6-81.9 mi
6/10
David W Butler HighGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2027

Materials

  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Third

Dining Area

  • Level: Main

Features

  • Finished area below ground: 1,904
  • Finished area above ground: 4,130

Flex Space

  • Level: Basement

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,170
  • Total interior livable area: 6,034 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 22746179
  • Zoning: R15
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Patio & porch: Covered,Wrap Around

Lot

  • Lot size: 1.59 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,607$115,284
Home Insurance *$611$7,332
Property Taxes $1,092$13,104
Electricity $562$6,744
Total$11,872$142,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$407,040/yr
40% on housing$356,160/yr
45% on housing$316,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$264
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,900,000

New Construction

AgentCaitlin Redmond
BrokerageBerkshire Hathaway HomeServices Carolinas Realty

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