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453 Exchange Ave, Gaithersburg, MD, 20878

4beds
5baths
3,039sqft
$999,000
$329price/sqft
$6,340/moest. monthly cost
$253,600/yrincome needed

About This Home

Step into luxury with the Award-winning Seneca II model by Craftmark Homes, in the Brand New Watkins Mill Station. Ready for Summer Delivery, this stunning 4-Level Elevator Townhome is designed for modern living. Spanning over 3,000 square feet, this magnificent residence offers an unparalleled combination of elegance, convenience, and comfort, making it the perfect sanctuary for you and your family. Prime Location: Enjoy the convenience of a short walk to the Metropolitan Grove MARC train station and easy access to I-270, ICC/MD-200, and major commuter routes. Explore a variety of shopping and dining options nearby, including Costco, Downtown Crown, Rio, and Kentlands—everything you need just moments away! As you enter, you’ll be greeted by a spacious, open-concept floor plan that seamlessly blends style and functionality. The main floor with it's 10' High Ceilings offers a Gourmet Kitchen, a chef’s delight, featuring exquisite quartz countertops, a large center island, high-end Bosch stainless steel appliances, and sleek Aristokraft cabinetry—ideal for family gatherings and entertaining guests. Natural light floods the bright living room through oversized windows, creating an inviting atmosphere that extends to your private deck, perfect for morning coffee or evening relaxation. Retreat to the luxurious primary suite, where you’ll find dual walk-in closets and a spa-like bathroom complete with double vanities and an oversized shower—your personal oasis after a long day. The top-floor loft offers versatile space that can be transformed into a home office, guest suite, or a cozy retreat, complete with a full bath for added convenience. Need more room? The entry-level rec room is perfect for a home gym or additional workspace, adapting to your lifestyle needs. Designed with energy efficiency in mind, this home features modern upgrades like a tankless water heater and a three-zone HVAC system, ensuring comfort year-round. Experience resort-style living within the community, boasting amenities such as a sparkling pool, scenic walking trails, lush parks, and playgrounds. Prime Location: Enjoy the convenience of a short walk to the Metropolitan Grove MARC train and easy access to I-270, ICC/MD-200, and major commuter routes. Explore a variety of shopping and dining options nearby, including Costco, Downtown Crown, Rio, and Kentlands—everything you need just moments away! Contact us for a Tour of our Model Home located at the Grove community- only 10 minutes away.

Getting Around

9
WalkingCar-Dependent
43
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

6/10
6/10
8/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick,Stone

Other

  • Builder model: Seneca II
  • Builder name: Craftmark Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Stainless Steel Appliance(s),Oven/Range - Gas,Water Heater
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Kitchen - Gourmet,Kitchen Island,Walk-In Closet(s),9'+ Ceilings
  • Flooring: Hardwood,Carpet
  • Finished area above ground: 3,039

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment,Programmable Thermostat,Zoned,Natural Gas

Interior Area

  • Total structure area: 3,039
  • Total interior livable area: 3,039 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: 0
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: Community
  • Patio & porch: Deck

Lot

  • Lot size: 3,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$195$2,340
Property Taxes $707$8,484
Electricity $387$4,646
Total$6,340$76,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,371/yr
40% on housing$190,200/yr
45% on housing$169,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 20878$267
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20878$289
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$999,000

New Construction

AgentScott MacDonald
BrokerageRE/MAX Gateway

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