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1532-1534 McLain St, Dayton, OH, 45429

4beds
2baths
2,049sqft
$99,900
$49price/sqft
$922/moest. monthly cost
$36,880/yrincome needed

About This Home

Welcome to 1532-1534 Mclain! This investment opportunity featuring a 2-unit building offering a total of 2,049 square feet of living space. Each unit includes 2 bedrooms, 1 full bath, a large kitchen, dining room, and a spacious living room highlighted by a charming fireplace—adding both character and tenant appeal. The property also features a full, unfinished basement equipped with mechanical systems providing additional convenience and potential value-add opportunities. Tenants will appreciate the private parking located behind the building, offering ease and accessibility. Whether you’re looking to expand your portfolio or step into multi-family investing, this property offers strong rental potential with desirable unit layouts and functional amenities.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

3/10
Ruskin Prek-8 SchoolGrades PK-60.4 mi
6/10

Construction

Condition

  • Year built: 1919

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Storm Door(s)

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,049
  • Total interior livable area: 2,049 sqft

Property

Details

  • Parcel number: R72021030061
  • Zoning: Residential
  • Zoning description: Residential
  • Special condition: Real Estate Owned

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Storage

Lot

  • Lot size: 4,403 sqft
  • Lot size dimensions: 31' x 142.82'

Parking

  • Parking features: No Garage,Parking Lot,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$54$648
Property Taxes $144$1,728
Electricity $219$2,637
Total$922$11,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,611/yr
40% on housing$27,660/yr
45% on housing$24,586/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 45429$151
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45429$176
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$99,900

Unknown Listed By

AgentMason James
BrokerageHoward Hanna Real Estate Serv

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