




820 Commerce St, Wellsburg, WV, 26070
About This Home
The newly renovated property offers immediate income potential with street level commercial space currently used as a salon with 4 beauticians renting space, complimented by 2 separate residential units perfect for rental income or owner occupancy. The building provides a functional layout with dedicated entrances allowing for clear separation between commercial and residential spaces. The apartments offer comfortable living accommodations, making this an attractive option for tenants seeking convenience and proximity to local amenities. This space is ideal for investors looking to diversify income streams or for an owner-operator seeking a live/work set-up. Other features include new metal roof, 3 car over-sized garage with new doors & opener, electric panels updated 1 year ago, new hot water tank, private comfy porch/breeze way from garage, separate laundry in each apartment, high-end kitchen and bathroom in 1st level apartment, and dual furnace & central AC. Outside construction to be complete before closing with new siding that matches garage, new soffit & fascia, new gutters & down spouts, upstairs apartment will have woodwork and dry wall finishings done soon along with new front door to the beauty shop. Don't miss this opportunity to own a versatile property combining business potential and residential income.
Getting Around
Schools
Construction
Condition
- Year built: 1884
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Brick,Block,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Multiplex
- Property subType: Multi Family,Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Dual
Property
Details
- Parcel number: W27B0303
- Special condition: Standard
Features
- Levels: Three Or More
Lot
- Lot size: 4,329 sqft
Parking
- Total spaces: 3
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,719 | $20,628 |
| Home Insurance * | $572 | $6,864 |
| Property Taxes | $155 | $1,860 |
| Electricity | $181 | $2,178 |
| Total | $2,627 | $31,524 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $375,000 |
