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2340 Waterside Ln SW #223, Vero Beach, FL, 32962

3beds
2baths
2,050sqft
$369,000
$180price/sqft
$2,846/moest. monthly cost
$113,840/yrincome needed

About This Home

Welcome to your turnkey retreat in the gated Water Oaks neighborhood at Indian River Club a beautifully furnished town home that marries upscale comfort with effortless Florida living. Situated directly on the scenic Par-5 3rd hole, the home offers serene golf-course location and a peaceful, private setting within one of the areas most desirable gated communities. Step inside to an open-concept living space flooded with natural light, seamless sight lines from living to dining to kitchen, and tasteful, fully furnished interiors ready for immediate occupancy. The well-appointed kitchen features modern appliances, generous counter space and a layout that makes entertaining easy. The primary suite is a relaxing sanctuary with en-suite bath while two additional bedrooms provide flexible space for guests, a home office, or hobby room. A second full bath is conveniently located for family and visitors. Outside, enjoy morning coffee or evening sunsets on the patio!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Indian River AcademyGrades PK-50.5 mi
6/10
Oslo Middle SchoolGrades 6-82.7 mi
5/10
Vero Beach High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2007

Materials

  • Roof: Metal,Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Traditional,Villa
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: In Unit

Bedroom2

  • Level: Upper
  • Area: 180
  • Dimensions: 15.00 x 12.00

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 15.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Nook,Built-in Features,Ceiling Fan(s),Entrance Foyer,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,050 sqft

Kitchen

  • Level: Upper
  • Area: 180
  • Dimensions: 18.00 x 10.00

Laundry

  • Level: Upper
  • Area: 50
  • Dimensions: 10.00 x 5.00

Living Room

  • Level: Upper
  • Area: 345
  • Dimensions: 23.00 x 15.00

Master Bedroom

  • Level: Upper
  • Area: 225
  • Dimensions: 15.00 x 15.00

Property

Details

  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Protected Preserve

Lot

  • Features: Many Trees

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener,Gated
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$557$6,684
Property Taxes $218$2,616
Electricity $206$2,475
Total$2,846$34,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,577/yr
40% on housing$85,380/yr
45% on housing$75,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 32962$116
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32962$208
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$369,000

For Sale by Agent

AgentJack C Jeffcoat III
BrokerageEllingson Properties

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