15 E 14th St, Ocean City, NJ, 08226
About This Home
Charming Fully Renovated Corner Coastal Cottage – Discover this rare gem at 15 E. 14th Street — a classic Ocean City corner cottage that has been thoughtfully and completely renovated from top to bottom. Offering 4 spacious bedrooms and 1 full bath, this elevated home delivers modern comfort while preserving its inviting coastal character. Step inside to find a bright, open layout enhanced by a cozy loft that provides flexible space for guests, a home office, or a relaxing retreat. The home sits proudly elevated with off-street parking and expansive full storage underneath — perfect for bikes, beach gear, and all your shore essentials as well as an enclosed outside shower, makes rinsing off after a day at the beach effortless and convenient. Located in the heart of central Ocean City, this property is just moments from vibrant downtown shops, restaurants, boardwalk attractions, and all the area’s best amenities. Whether you're looking for a primary residence, a family vacation home, or a smart investment property, this turnkey cottage checks every box, and with a new solar system this home is extremely economical to maintain. This fully updated 4-bedroom single-family home represents one of the strongest values available in today’s competitive Ocean City market and priced at just under 1 million dollars. Don’t miss your chance to own a slice of the Jersey Shore in a prime location with modern upgrades and classic charm. Schedule your private showing today — homes like this don’t last long!
Getting Around
Very Walkable
Very Limited Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Masonry Floor/Wall,Slab
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer
Basement
- Has basement: Yes
- Basement: 6 Ft. or More Head Room,Crawl Space,Outside Entrance,Partial,Slab
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Carbon Monoxide Detector,Storage
- Window features: Blinds,Insulated Windows
- Flooring: Hardwood,Tile,W/W Carpet
- Attic: Storage
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,599
- Total interior livable area: 1,599 sqft
Property
Details
- Parcel number: 38
Lot
- Lot size: 2,080 sqft
- Features: Corner Lot
- Lot size dimensions: 40 x 52
Parking
- Total spaces: 2
- Parking features: Parking Pad,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Hurricane
- Inland Flooding
- Winter Weather
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $697 | $8,364 |
| Electricity | $193 | $2,318 |
| Total | $5,624 | $67,488 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $999,900 |
View on Zillow