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148 Hidden Oaks Cir, Mankato, MN, 56001

3beds
2baths
1,698sqft
$539,900
$318price/sqft
$3,532/moest. monthly cost
$141,280/yrincome needed

About This Home

To be complete early summer 2026. Welcome to this incredible patio home in the highly desirable Rosewood Estates. Thoughtfully designed for both everyday living and effortless entertaining, this home offers the perfect blend of comfort, style, and functionality. From the moment you step inside, you’re greeted by an open-concept layout filled with natural light, 9’ soaring ceilings, and seamless flow between living spaces. The spacious kitchen serves as the heart of the home, featuring generous quartz counter space, ample cabinetry, and an island seating six overlooking the inviting family room—ideal for gatherings of any size. The well-appointed primary suite offers a private retreat with a spa-like bath and expansive walk-in closet, while additional bedrooms provide flexibility for guests, a home office, or growing households. Smart design elements, abundant storage throughout, and carefully defined living areas are sure to impress. Located in a great neighborhood known for its pride of ownership, convenient amenities, and proximity to shopping, dining, parks, and top-rated schools, this home offers not just a place to live—but a lifestyle to love. Call today to learn more and the opportunity to make certain personal finishing selections. Estimated Completion Summer 2026. Features to love: Castled, shaker style wood cabinetry with crown molding painted a lovely warm shade of white, black undermount sink, black hardware and fixtures, LVP flooring, Lindsay vinyl windows, wood trim, base and six paneled doors (in a handsome chestnut color), 12 x 12 brushed concrete patio, sodded lot, gutters, mudroom with built-in bench and hooks, insulated garage, floor drains, openers. Irrigation System.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame/Wood,Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condo/Twnhouse/Twin/Patio,Patio

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookups,Main Level

Basement

  • Has basement: Yes

Bedroom

  • Level: Main
  • Area: 194.06944444444446

Bedroom1

  • Level: Main
  • Area: 143

Bedroom2

  • Level: Main
  • Area: 162.38888888888889

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Combine with Kitchen,Eat-in Kitchen,Open Floorplan
  • Level: Main
  • Area: 124.5

Features

  • Ceiling Fan(s),Eat-In Kitchen,Kitchen Center Island,Walk-In Closet(s),Bath Description: 3/4 Primary,Main Floor Full Bath,Main Floor Bedrooms,3+ Same Floor Bedrooms(L)
  • Window features: Double Pane Windows
  • Flooring: Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,698

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,698
  • Total interior livable area: 1,698 sqft

Kitchen

  • Level: Main
  • Area: 162

Living Room

  • Level: Main
  • Area: 223.16666666666669

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: R01.09.30.428.005
  • Other equipment: Air to Air Exchange
  • Foundation area: 1698

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot,Paved,Inground Sprinkler System
  • Lot size dimensions: 107 x 102

Parking

  • Total spaces: 3
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather
Drought
Tornado

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$201$2,412
Property Taxes $431$5,172
Electricity $170$2,050
Total$3,532$42,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,097/yr
40% on housing$105,960/yr
45% on housing$94,186/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 56001$136
Blue Earth County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 56001
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$539,900

New Construction

AgentREBECCA THATE
BrokerageRe/Max Advantage Plus Mankato

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