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1 E Lake St #1, Osakis, MN, 56360

1beds
1baths
672sqft
$170,000
$253price/sqft
$1,268/moest. monthly cost
$50,720/yrincome needed

About This Home

Seasonal Lake Cabin on Beautiful Lake Osakis Escape to the lake with this charming 1-bedroom seasonal cabin nestled along the shores of sought-after Lake Osakis. Known for its expansive waters and excellent fishing, this lake offers over 6,000 acres of recreation, making it a true Minnesota getaway . This inviting cabin provides the perfect blend of relaxation and outdoor adventure. Enjoy peaceful mornings with coffee overlooking the water and evenings gathered around the fire after a day on the lake. The property offers a comfortable layout with one bedroom. Step outside to take full advantage of lake life—whether it’s fishing, boating, swimming, or simply unwinding. Properties on Lake Osakis are well known for their access to premier recreation and scenic views, with plenty of space to enjoy everything from water sports to a quiet sunset. Property Highlights: • 1 Bedrooms – perfect for family or guests • Seasonal cabin with classic lake charm • Direct access to the marina. • Ideal for fishing, boating, and summer recreation • Peaceful setting with beautiful lake views • Great opportunity for a summer retreat or investment property Whether you’re looking for a weekend escape or a place to build lasting memories, this Lake Osakis cabin delivers the true Minnesota lake experience.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Osakis Elementary SchoolGrades PK-62.7 mi
9/10
Osakis SecondaryGrades 7-122.7 mi

Construction

Condition

  • Year built: 1970

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 100079700
  • Zoning description: Residential-Single Family
  • Foundation area: 672

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake View

Lot

  • Lot size: 1,481 sqft
  • Lot size dimensions: 1

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Todd County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$105$1,260
Property Taxes $134$1,608
Electricity $170$2,050
Total$1,268$15,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,474/yr
40% on housing$38,040/yr
45% on housing$33,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 56360$185
Todd County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 56360
Todd County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$180,000

For Sale by Agent

AgentGlen Bearson
BrokerageCentral MN Realty LLC

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