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492 Young St, Buda, TX, 78610

4beds
3baths
2,013sqft
$369,999
$184price/sqft
$2,733/moest. monthly cost
$109,320/yrincome needed

About This Home

The Lyric is a two-story single-family home offering approximately 2,017 square feet of living space, with 4 bedrooms, 2½ bathrooms, and a 2-car attached garage. You step into the home via the front entry, which opens into a modest foyer or entry hall. From here, you'll see direct access toward the heart of the home. To one side (likely off the foyer or just beyond) is the garage entry, allowing for convenient unloading and access to the interior. On the first floor, the layout places public and semi-private uses. The kitchen, dining, and family / living room are arranged in an open, flowing configuration. Lyric pairs perfectly with Porter Country's community amenities, giving families the freedom to spread out at home and enjoy active, outdoor living right in their neighborhood.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: MileStone Community Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,013 sqft

Property

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$194$2,328
Property Taxes $431$5,172
Electricity $238$2,859
Total$2,733$32,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,702/yr
40% on housing$81,990/yr
45% on housing$72,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 78610$178
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78610$179
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$349,999
2026-05-01Listed for sale$369,999

New Construction Spec

BrokerageMileStone Community Builders

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