




3512 Elliot Pl, Bartow, FL, 33830
About This Home
Welcome to James Farms, a new Southern Homes' community located in Bartow, FL. Homeowners are sure to enjoy this amenity-rich community that will boast a cabana, pool, pickleball and basketball courts, dog park, playground, putting green, dock, and walking trail. With easy access to nearby attractions, residents can also explore the scenic trails and natural beauty of nearby Circle B Bar Reserve, ideal for hiking and wildlife watching. Additionally, downtown Bartow is just around the corner, and is filled with local shops and dining options. James Farms is a wonderful place to live, offering a blend of comfort, convenience, and community spirit. No CDD fees!
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: Southern Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total interior livable area: 1,727 sqft
Property
Features
- Levels: 1.0
- Stories: 1
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hurricane
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,859 | $22,308 |
| Home Insurance * | $328 | $3,936 |
| Property Taxes | $223 | $2,676 |
| Electricity | $197 | $2,366 |
| Total | $2,607 | $31,284 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $357,720 |
