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3633 Bluecrop Dr, Bartow, FL, 33830

4beds
2baths
1,807sqft
$381,868
$211price/sqft
$2,699/moest. monthly cost
$107,960/yrincome needed

About This Home

Welcome to James Farms, a new Southern Homes' community located in Bartow, FL. Homeowners are sure to enjoy this amenity-rich community that will boast a cabana, pool, pickleball and basketball courts, dog park, playground, putting green, dock, and walking trail. With easy access to nearby attractions, residents can also explore the scenic trails and natural beauty of nearby Circle B Bar Reserve, ideal for hiking and wildlife watching. Additionally, downtown Bartow is just around the corner, and is filled with local shops and dining options. James Farms is a wonderful place to live, offering a blend of comfort, convenience, and community spirit. No CDD fees!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Bartow Middle SchoolGrades 6-83.3 mi
3/10
Bartow Senior High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Southern Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,807 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,930$23,160
Home Insurance *$340$4,080
Property Taxes $232$2,784
Electricity $197$2,366
Total$2,699$32,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,537/yr
40% on housing$80,970/yr
45% on housing$71,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 33830$147
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33830$176
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$371,868

New Construction Spec

BrokerageSouthern Homes

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