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703 Timberland Dr, Story City, IA, 50248

2beds
2baths
1,530sqft
$325,000
$212price/sqft
$2,373/moest. monthly cost
$94,920/yrincome needed

About This Home

Discover the pinnacle of comfort in this stunning twin-home community designed for active adults aged 55+. These thoughtfully crafted residences redefine one-level living, featuring a spacious 1,500sf open-concept floor plan with two generous bedrooms and two modern baths. Experience a seamless flow with zero-entry doorways and wide transitions throughout, ensuring your home is as accessible as it is beautiful. Enjoy morning coffee on the charming front porch or retreat to the private patio for a quiet afternoon. With an attached two-car garage and a versatile flex space--perfect for a home office or mudroom--you'll have all the storage and utility space you need. Life at Timberland Village is designed to be worry-free. Your association fee covers everything from lawn care and snow removal to exterior maintenance. Residents also enjoy exclusive access to premier exercise facilities, social activities, and convenient food plans. Flexible purchase options are available. Inquire about cooperative ownership or traditional real estate acquisition.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

10/10
7/10
8/10
Roland-Story High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining Area
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,530
  • Total interior livable area: 1,530 sqft

Property

Accessibility

  • Accessibility features: Grab Bars

Details

  • Parcel number: TBD
  • Zoning: Res

Features

  • Stories: 1
  • Patio & porch: Covered,Open,Patio
  • Exterior features: Patio

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$241$2,892
Property Taxes $368$4,416
Electricity $121$1,452
Total$2,373$28,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,360/yr
40% on housing$71,190/yr
45% on housing$63,280/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 50248$152
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50248$160
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$325,000

For Sale by Agent

AgentBreta Stewart
BrokerageCentury 21 Signature Real Esta

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