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206 Elm St, Folkston, GA, 31537

3beds
2baths
1,568sqft
$179,800
$115price/sqft
$1,323/moest. monthly cost
$52,920/yrincome needed

About This Home

***WOOD PRIVACY FENCE HAS BEEN INSTALLED TO PROPERTY FOR PRIVACY*** SELLER GIFTING BUYER $5,000 TOWARDS BUYER CLOSING COST *** Seller Preferred Lender has 100% financing (Zero down payment) and closing cost assistance programs*** WELCOME HOME to this brand-new 2026 manufactured home with new, oversized driveway that's beautifully designed with custom details and a bright, open-concept layout. Be the first to enjoy this beautiful home featuring a spacious kitchen with center island, brand-new appliances, a desirable split-bedroom floor plan, and a manufacturer's warranty for added peace of mind. This charming home offers modern comfort and functionality, making it ideal for homeowners seeking style, convenience, and affordability. 100% financing (zero down payment) and closing cost assistance programs are available, along with a potential lender credit opportunity when using the seller's preferred lender-making homeownership more accessible than ever. Perfectly situated, this property offers exceptional proximity to local and regional destinations: just 5 minutes to the Florida border and the St. Marys River, 25 minutes to I-95 and Kingsland, 30 minutes to Kings Bay and Waycross, and approximately 45 minutes to Jacksonville, FL. Enjoy easy access to coastal destinations including Jekyll Island, St. Simons Island, Amelia Island, and Cumberland Island, as well as nearby schools, parks, shopping, and natural attractions such as GA Wonder-the Okefenokee Swamp. Don't miss the opportunity to own this incredible new home in a convenient and desirable location. Contact the listing agent for additional details or to schedule your private showing today.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
6/10
Bethune Middle SchoolGrades 5-81.3 mi
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Mud Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo,Separate Room

Features

  • Double Vanity,Master On Main Level,Roommate Plan,Separate Shower,Split Bedroom Plan,Walk-In Closet(s)
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,568
  • Common walls with other units/homes: No One Below,No One Above,No Common Walls

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Electric,Central Air

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Breakfast Room,Kitchen Island

Property

Details

  • Parcel number: F017 066015
  • Special condition: Agent/Seller Relationship,Investor Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Back Yard,Fenced,Privacy,Wood

Lot

  • Lot size: 0.34 Acres
  • Features: Level

Parking

  • Parking features: Kitchen Level,Parking Pad,RV/Boat Parking,Side/Rear Entrance
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$97$1,164
Property Taxes $98$1,176
Electricity $219$2,637
Total$1,323$15,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,360/yr
40% on housing$39,690/yr
45% on housing$35,280/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 31537$139
Charlton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 31537
Charlton County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$179,800
2026-05-01Listed for sale$179,900

New Construction

AgentLanesha Smith
BrokerageBeacon Living Real Estate

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