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211 Oxford Ave #40-4, Smithfield, VA, 23430

2beds
2baths
1,805sqft
$424,165
$235price/sqft
$2,749/moest. monthly cost
$109,960/yrincome needed

About This Home

***To-be BUILT home - ready in SUMMER 2026!!!*** This popular Newport model has everything 55+ are looking for: one-level living, a large, spacious kitchen with an entertaining island, lots of natural light, a private outdoor courtyard, a well-appointed owner's suite, a generous guest suite, flex space, storage galore - oversized 2-car garage! Boutique 55+ community steps from downtown Smithfield. Lively and engaged social activities, pool, fitness center, expansive clubhouse, and grounds. You don't want to miss this amazing opportunity! Please call to schedule your appointment with our on-site sales manager to learn more about this home and wonderful community! At Church Square, neighbors are friends, and life is never boring. Join in the fun and relax in your home.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Hardy Elementary SchoolGrades PK-42.7 mi
5/10
Smithfield Middle SchoolGrades 7-82.6 mi
7/10
Smithfield High SchoolGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Electric Range,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate/LVP

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Programmable Thermostat
  • Cooling features: Central Air,Variable Speed,Whole House Fan

Interior Area

  • Total interior livable area: 1,805 sqft

Property

Details

  • Attached to another structure: Yes

Features

  • Stories: 1
  • Pool features: None
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 5,549 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,144$25,728
Home Insurance *$149$1,788
Property Taxes $254$3,048
Electricity $202$2,433
Total$2,749$32,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,251/yr
40% on housing$82,470/yr
45% on housing$73,306/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 23430$194
Isle of Wight County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 23430$213
Isle of Wight County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentFrancis Lackman
BrokerageCH Realty LLC

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