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8509 Grant Rd, Mancelona, MI, 49659

2beds
1baths
850sqft
$205,000
$241price/sqft
$1,421/moest. monthly cost
$56,840/yrincome needed

About This Home

Brand-new construction in a newly developed community in Mancelona offering affordable homeownership without the typical restrictions. These thoughtfully designed 2-bedroom 1-bath homes are currently under construction and situated on spacious lots of over half an acre providing room to enjoy privacy and outdoor living. This development stands out with a publicly maintained road, city water, and underground electric, a rare combination that keeps long-term costs down while maintaining convenience and reliability. Each home will feature a paved concrete driveway and builder grade finishes throughout. Perfect opportunity for anyone looking for a low-maintenance new build with land. Projected completion date: August 30, 2026. Secure your spot early and take advantage of new construction price

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Mancelona Middle SchoolGrades PK,5-81.1 mi
4/10
Mancelona High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Under Construction

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer,Range/Oven,Refrigerator,Microwave,Dryer,Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-In Closet(s)
  • Finished area above ground: 850

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 850
  • Total interior livable area: 850 sqft

Property

Details

  • Parcel number: 051145500300

Features

  • Patio & porch: Patio/Porch
  • Frontage type: None

Lot

  • Lot size dimensions: 293 x 100 x 264 x 100

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Strong Wind
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$61$732
Property Taxes $136$1,632
Electricity $188$2,259
Total$1,421$17,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,720/yr
40% on housing$42,630/yr
45% on housing$37,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 49659$149
Antrim County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 49659
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$205,000

For Sale by Agent

AgentCallie Bertram
BrokerageReal Estate One of Gaylord

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