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4404 Asbury Ave Floor 1, Ocean City, NJ, 08226

4beds
3baths
1,550sqft
$2,099,000
$1,354price/sqft
$12,861/moest. monthly cost
$514,440/yrincome needed

About This Home

Fabulous New Construction just steps from the beach. 4404 Asbury Avenue, First Floor is a beautifully designed 4-bedroom, 3-bath condominium offering the rare convenience of two private en-suite bedrooms. Ideally positioned on a 40 x 100 lot just four homes from the ocean, this property blends thoughtful design, quality construction, and an unbeatable location. Built with 6-inch walls, R-30 insulation, and energy-efficient HVAC, the home is designed for comfort, quiet, and year-round enjoyment. The layout features a private ground-level foyer, attached garage, generous 14.5 x 20 storage area, and enclosed outdoor shower—perfect for seamless beach living. The primary suite opens to an approximately 200 sq. ft. enclosed rear porch, creating a private retreat ideal for relaxing after a day on the beach. Estimated completion August 2026. Second floor also available (MLS #607450). Seller will consider potential Ocean City property trades.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
8/10
Ocean City High SchoolGrades 9-124.1 mi
7/10
Ocean City Primary SchoolGrades PK-34.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Trash Compactor,Washer

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Features

  • Fireplace(s),Foyer,Kitchen Island,Master Bath,Pets Allowed,Eat-in Kitchen
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 18

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck/Porch,Enclsd/Covered Porch

Parking

  • Total spaces: 2
  • Parking features: See Remarks,Garage,Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Strong Wind
Hurricane
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,613$127,356
Home Insurance *$429$5,148
Property Taxes $1,626$19,512
Electricity $193$2,318
Total$12,861$154,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$440,948/yr
40% on housing$385,830/yr
45% on housing$342,960/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,354This listing

vs Other Active Listings

Avg $/sqft

ZIP 08226$1,051
Cape May County$613

vs Homes Sold Last Month

Median $/sqft

ZIP 08226$905
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$2,099,000

New Construction

AgentBURTON WILKINS
BrokerageGOLDCOAST SOTHEBY'S INTERNATIONAL REALTY

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