See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6353 S State Road 10, Knox, IN, 46534

7beds
4baths
3,916sqft
$1,350,000
$345price/sqft
$8,838/moest. monthly cost
$353,520/yrincome needed

About This Home

Stunning lakefront retreat offering 7 bedrooms, 4 full baths, and an oversized two car attached garage. Almost 4,000 sq. ft. of a thoughtfully designed and open-concept layout on two levels with well-appointed finishes throughout. This one-owner home was built to take every advantage of waterfront living. Enjoy cozy evenings by the fireplace or take in serene views from the spacious outdoor patio and relaxing deck - perfect for entertaining or unwinding. With generous living spaces and seamless indoor-outdoor flow, this home delivers the ultimate lakefront lifestyle. A warm and inviting fireplace anchors the main floor great room. On this level is also the kitchen, dining room, den, a master bedroom suite, guest bathroom, and two other bedrooms. From this great room step out to the recently constructed composite deck and staircase, with beautiful picture frame finishing. The walk-out lower level with sliders leading to the patio, includes a second great room, a large island wet bar for entertaining, a dining area, two additional guest bathrooms, an office (currently used as a bedroom), and another four bedrooms. The home is situated on 90 +/- ft. of lakefront with a seawall. Space, style, and scenery all come together here.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Washer,Refrigerator,Microwave,Freezer,Electric Cooktop,Dishwasher,Dryer

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Interior Entry,Full

Bedroom2

  • Area: 99
  • Dimensions: 11.0 x 9.0

Bedroom3

  • Area: 143
  • Dimensions: 13.0 x 11.0

Bedroom4

  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedroom5

  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom6

  • Area: 143
  • Dimensions: 13.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Den

  • Area: 165
  • Dimensions: 15.0 x 11.0

Dining Room

  • Area: 132
  • Dimensions: 12.0 x 11.0

Dining Room

  • Area: 154
  • Dimensions: 14.0 x 11.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Wet Bar,Recessed Lighting,Open Floorplan,Kitchen Island,His and Hers Closets,Entrance Foyer,Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 1,958

Foyer

  • Area: 132
  • Dimensions: 12.0 x 11.0

Great Room

  • Area: 500
  • Dimensions: 25.0 x 20.0

Great Room

  • Area: 500
  • Dimensions: 25.0 x 20.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,916
  • Total interior livable area: 3,916 sqft

Kitchen

  • Area: 153
  • Dimensions: 17.0 x 9.0

Laundry

  • Area: 48
  • Dimensions: 8.0 x 6.0

Office

  • Area: 132
  • Dimensions: 12.0 x 11.0

Other

  • Area: 153
  • Dimensions: 17.0 x 9.0

Other

  • Area: 110
  • Dimensions: 11.0 x 10.0

Primary Bedroom

  • Area: 154
  • Dimensions: 14.0 x 11.0

Utility Room

  • Area: 112
  • Dimensions: 14.0 x 8.0

Property

Details

  • Parcel number: 751024203017000002
  • Special condition: None

Features

  • Levels: Two
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.40 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Oversized,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$923$11,076
Property Taxes $731$8,772
Electricity $358$4,307
Total$8,838$106,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$303,017/yr
40% on housing$265,140/yr
45% on housing$235,680/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 46534$125
Starke County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 46534
Starke County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,350,000

For Sale by Agent

AgentDonna Osborne
BrokerageOsborne Advantage Real Estate

Similar Homes