421 S Breakers Ln #A & B, Gulf Shores, AL, 36542
About This Home
Are you ready for your very own piece of paradise? Welcome to Bay to Breakers in beautiful Fort Morgan! This beautiful home features 5full bedrooms, 5.5 bath and over 3050 sq ft of living space to convey fully furnished. Easily separated into a duplex unit, this property is as versatile as it is comfortable. With sleeping space for 14 people, you're ready to host big groups! Meticulously maintained with ample views from multiple porches, this home is just a short distance from the two community swimming pools and deeded access to both the Gulf AND Bay! Call today to schedule your private tour! Buyer to verify all information during due diligence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Beach
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Disposal,Dishwasher,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Features
- Ceiling Fan(s),High Ceilings
- Flooring: Tile,Wood,Carpet
Heating
- Heating features: Electric
Interior Area
- Total interior livable area: 3,050 sqft
Property
Details
- Parcel number: 6908010004187.012.901
- Special condition: None
Features
- Stories: 2
- Patio & porch: Porch Open,Front Porch,Porch Screened
- Has view: Yes
- View description: Indirect Gulf Side
- Waterfront features: Gulf Access Less Than Or Equal To Quarter Mile
Lot
- Features: Less Than 1 Acre
Parking
- Parking features: Three Or More Vehicles
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $704 | $8,448 |
| Property Taxes | $240 | $2,880 |
| Electricity | $341 | $4,095 |
| Total | $6,316 | $75,792 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-24 | Listed for sale | $995,000 |
View on Zillow