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10496 Soles Rd, Windsor, MO, 65360

4beds
2baths
3,060sqft
$249,999
$82price/sqft
$1,854/moest. monthly cost
$74,160/yrincome needed

About This Home

Amish-built 4 bedroom, 2 bath home on 3± fenced acres with excellent potential for customization. Property includes a 40×50 fully insulated, concrete-floored shop ideal for woodworking, equipment storage, or conversion to other uses. Additional features include a chicken coop, garden space, and fruit orchard. Home currently has no electricity or HVAC, offering a blank slate for buyers wanting to add modern systems or maintain an off-grid setup. Located just one mile off asphalt. Home does have septic system in place. Strong opportunity for homesteaders, investors, or anyone seeking usable acreage with improvements. This home shares a driveway with an additional home on the property. Other home on property can be sold together/separate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Windsor Elementary SchoolGrades PK-63.6 mi
2/10
Windsor High SchoolGrades 7-124.3 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,530

Interior Area

  • Total structure area: 3,060
  • Total interior livable area: 3,060 sqft

Property

Features

  • Patio & porch: Covered

Lot

  • Lot size: 5 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$260$3,120
Property Taxes $97$1,164
Electricity $233$2,804
Total$1,854$22,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,565/yr
40% on housing$55,620/yr
45% on housing$49,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 65360$77
Benton County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 65360
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$389,999
2026-05-01Listed for sale$289,999

For Sale by Agent

AgentJaci Alberty
BrokerageEXP Realty LLC

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