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1643 Dragon Head Way, Saint Cloud, FL, 34771

4beds
2baths
1,903sqft
$449,990
$236price/sqft
$3,009/moest. monthly cost
$120,360/yrincome needed

About This Home

Discover elevated living in this thoughtfully designed home located in the charming Tyson Reserve community of St. Cloud. Situated on an oversized 62.5'-wide homesite, this property offers exceptional outdoor space and added privacy—perfect for relaxation, play, or future outdoor enhancements. Inside, modern design takes center stage. The kitchen features upgraded neutral double stack cabinets, luxury quartz countertops, a stunning designer backsplash, and tall 8' interior and exterior doors that enhance the home's clean, open feel. The primary bath showcases floor-to-ceiling shower tile, plus a soaking tub creating a spa-like retreat. Nestled within a quaint community of only 122 homes, residents enjoy a peaceful environment that includes a shaded playground, as well as a scenic walking trail winding around a tranquil pond. With elegant finishes and a serene setting, this home offers the ideal blend of style, comfort, and community living in St. Cloud’s sought-after Tyson Reserve.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
Narcoossee Middle SchoolGrades 6-84.8 mi
5/10
Harmony High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder name: Ashton Woods

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Disposal,Exhaust Fan,Microwave
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room/Dining Room Combo,Open Floorplan,Pest Guard System,Solid Surface Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 1,903 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 052631080700010040
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Sidewalk,Sprinkler Metered

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Wildfire
Hurricane
Inland Flooding

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$253$3,036
Property Taxes $284$3,408
Electricity $197$2,366
Total$3,009$36,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,165/yr
40% on housing$90,270/yr
45% on housing$80,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 34771$226
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34771$211
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$449,990

New Construction Spec

AgentReed Williams
BrokerageASHTON WOODS FLORIDA REALTY LLC

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