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1025 Baker St, Denison, TX, 75020

--beds
--baths
900sqft
$110,000
$122price/sqft
$1,023/moest. monthly cost
$40,920/yrincome needed

About This Home

Great opportunity in Denison for investors or builders. This flat 0.6024-acre lot offers excellent potential for new construction or completing an existing project. Spacious enough to accommodate multiple builds (buyer to verify), with plenty of room for outdoor living. Located in an established neighborhood with strong appeal. Bring your vision and make this property shine. Motivated sellers!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10
Henry Scott MiddleGrades 7-80.6 mi
5/10
Denison High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Features

  • Built-in Features

Interior Area

  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 150360

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.60 Acres

Parking

  • Parking features: Oversized,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$117$1,404
Property Taxes $112$1,344
Electricity $238$2,859
Total$1,023$12,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,074/yr
40% on housing$30,690/yr
45% on housing$27,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$118
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$140,000

For Sale by Agent

AgentCindy Aguilar
BrokerageWhite Rock Realty

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